St. John's Credit Union
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Products & Services

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Current Promotions

Wanted: Your Family & Friends

Our best source of new members is a referral from our current members.  For each friend or family member you refer to SJCU, we will give you $10.00.  The more new members you send us the more money we send you!  There is no limit to the number of referrals you can make.  Thank you for making your credit union strong.

SJCU Visa Debit Card

The SJCU Visa Debit Card is the ultimate cash management system. Use your card anywhere the Visa logo is displayed to pay for purchases. You can even use your card to get cash at thousands of ATM machines around the world. Call, stop in, or visit us online for more information.

 

Loans

St. John's Credit Union offers a wide variety of loans tailored to meet your needs.

Vehicle Loans

Getting behind the wheel of a new or used car, truck, SUV or van has never been easier or more affordable. You could save hundreds, even thousands, of dollars over other financial institutions. Loan interest rates are reviewed regularly to ensure they are competitively priced, and in some cases, members have the choice between fixed and variable rates. Contact a loan officer anytime to compare rates.

New and used autos can be financed at great rates Up to 100% of purchase price**

Other Loans

  • FHA Home Improvement
  • Home Equity
  • Home Equity Line of Credit 
  • Share Secured
  • Construction
  • Signature/Unsecured
  • Mobile Home
  • Motorcycles, snowmobiles, watercraft, motor home, travel trailers
  • Refinance
  • Fineline (overdraft protection)


**Including tax and license
**All rates and terms are subject to change without prior notice

Share Savings

The Share Savings account gets you started at SJCU. Make an initial deposit of at least $5 and you're on your way to saving with great interest rates and outstanding personal service.
ATM also available!

Share Draft Checking Account

An interest-bearing checking account
NO monthly fees!
Overdraft protection with "FINE-LINE" line of credit (for qualified members)
Carbon draft feature records every check you write!

Christmas Club Account

Our convenient CHRISTMAS CLUB ACCOUNT allows you to save for holiday shopping all year long and earn great interest at the same time. We can even set you up with automatic payroll deduction to make saving easier! You'll get a check in November, just in time for holiday shopping. No more post-holiday debt to deal with!

Johnny Appleseed Savings Program

You're never too young to begin saving at St. John's Credit Union. We welcome and encourage young savers to join our credit union family. Here are two special programs for young savers and teens:

  • For children birth through age 10
  • Lots of prizes, contests, and a quarterly newsletter
  • Teaches children the value of saving money, and allows grandparents, uncles, aunts, and special friends to contribute to the young saver's nest egg
  • Special events and parties make this a great experience for children

 

Whether you're young or old, SJCU is a great place to save! Join our family of member-owners and find out what the banks don't want you to know

Certificates of Deposit

CDs are popular because they deliver insured safety, attractive guaranteed fixed rates, and maturities ranging from 6 months to 2 years. The minimum CD amount starts as low as $1000. Rates for new CDs are subject to change weekly and interest is compounded monthly for all terms. Interest earned can be compounded, paid to you by check, or deposited to your credit union checking or savings accounts.

Current CDs Terms Being Offered:

  • 6 Months
  • 1 Year
  • 2 Years

Youth Programs

Johnny Appleseed Savings Program

  • For children birth through age 10 
  • Lots of prizes, contests, and a quarterly newsletter 
  • Teaches children the value of saving money, and allows grandparents, uncles, aunts, and special friends to contribute to the young savers nest egg 
  • Special events and parties make this a great experience for children

Members Financial Network (MFN)

Online Services

Insurance

MEMBERS Financial Services

Financial Calculators

Financial Education Center

Auto Insurance

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